low down payment, no mortgage insurance, no pmi



Our CONVENTIONAL Mortgage Program
with only 3% Down and NO PMI !




Don't have a big down payment?   FHA is not your ONLY option.  Get a conventional 3% down loan.


With our 3% down payment program:

    You put 3% down using our Home Ready and Home Possible conventional mortgage programs (even if you are a First Time Homebuyer).

    • Get a GREAT low interest rate!
    • Reduce or eliminate monthly mortgage insurance.
    • Get a much lower payment when compared to FHA financing.
    • NO upfront mortgage insurance premium (required by FHA).
    • Use gift funds for your ENTIRE down payment.
    • Close in less than 30 days.

    CURRENT SPECIAL! - with our Home Ready and Home Possible 3% down payment programs we'll cover the appraisal cost !